Conditions of Use

1. General

1.1. You are hereby invited to access Âncora Finzen (the "Website")

1.2. On this website, you will find information about trading services ("Services") available on third-party platforms ("Third-Party Platforms").

1.3. These Terms constitute a legally binding agreement between you and the website owner, and you must read them before using our Services. In addition, to use the Website you must accept the full Terms, which govern your access. We reserve the right to update or modify the Terms.

By accepting our Terms, you acknowledge that you also accept our Privacy Policy (available here).

2. Eligibility

2.1. If you meet the legal requirements and accept and comply with the Website Terms and Conditions, you will have full access to our Services.

2.1.1. You must be at least 18 years old to use our Services

2.1.2. You must be legally capable of agreeing to our terms and conditions.

2.1.3. Your use of our Website and the Services it provides must be lawful in the country or territory where you reside. You must not be prohibited by law from using our Website.

2.2. The Website and the Company are not liable for any unlawful use of our Services by users. We make no guarantees, warranties, or representations regarding the legality of any person who uses our Services or the Website.

3. Restricted Access Territories

3.1. We reserve the right to deny access to our Website or Services if (1) a user resides in a restricted area (“Restricted Territories”) and (2) we believe that allowing a user to access our Services would pose a legal, regulatory, or reputational risk to the Company. This statement does not limit our rights solely to these instances.

3.2. For users in certain jurisdictions, the Company may restrict access until additional terms are accepted and applied. While in a Restricted Territory, the Services and Website may be blocked or otherwise unavailable.

4. Prohibited activities

4.1. To use this website and its services responsibly, the following conditions apply:

4.1.1. Users may use the Website Services for all intended purposes, including uploading and sharing content. However, this does not include the following prohibited materials: 1) data and/or files that contain viruses or other potentially harmful code, whether harmful to our Website or to the computer systems of our third-party partners, or any material that blocks or interferes with other users’ access to the Website Services; 2) any content whose sharing would infringe copyrights, intellectual property, or other rights; 3) any content containing threats, defamation, racism, slander, or insults; 4) any content that violates any law in relevant jurisdictions; 5) any marketing or advertising material unless prior written consent has been obtained.

4.1.2. You may not modify, destroy, or remove any legal notices, services, software, design elements, logos, or other proprietary content from the Website.

4.1.3. You may access the Website’s Services only through its own interface; any other method of access is prohibited.

4.1.4. You must not interfere with other users' use of the Website or its Services.

4.1.5. Accessing the Website and its Services using external bots, automation, or any unauthorised software is prohibited.

4.1.6. No data collection or transmission to or from the Website, whether active or passive, including via cookies, spyware, or beacons, is permitted by any means.

4.1.7. You may not attempt to replicate or imitate the Website or its services in any manner, including their look and feel or functionality. This includes creating mirror sites or using any other means, whether currently known or yet to be developed.

4.1.8. While using the Website and its Services, you may not violate any applicable laws, commit copyright infringement, use pirated software, or engage in identity theft or hacking. Any illegal activity, including encouraging others to engage in it, is strictly prohibited.

4.1.9. You may not upload software or attempt to modify the Website’s source code. You may not harm the Website or interfere with others’ interest in or use of the Website.

4.1.10. You may not attempt to replicate the Website or its Services by any form of reverse engineering, including disassembly, decompilation, or any other method or technology.

4.2. If we suspect your use of the Website violates any applicable laws or our Terms of Use, we reserve the right to monitor your use of the Website and its Services. If we determine that you are in breach of our Terms of Service and/or any applicable laws, we may terminate your account, suspend your access to the Website, disclose your activities to relevant authorities or third-party service providers, or take other action, up to and including legal action. The Website Terms of Use are in addition to any other rights the Company may have, both legal and civil.

5. Intellectual Property Rights

5.1. All content found on any page of our Website—including videos, images, logos, text, audio, designs, brands, trademarks, and any other materials—is protected by intellectual property rights, owned by the Company and by any relevant third-party providers.

5.2. Users do not acquire any intellectual property rights in any content on the Website. They are granted only limited rights, under established conditions and the Terms of Use, to access the Website and its Services. All other rights, title, and interest in the Website and its Services belong to the Company.

5.3. The Website and all Services available herein may be accessed and used solely for personal, non-commercial purposes.

5.4. Users shall neither knowingly nor through negligence permit any third party to copy, modify, or duplicate any aspect of the Website by any means. This includes, without limitation: reverse engineering, decompiling, or copying the specific service configuration or the Website’s source code.

6. Liability Limitations

6.1. By agreeing to use the Website and its Services under these Terms of Service, the user is solely responsible for any outcomes arising from that use. The Website and the Company make no representations or warranties, express or implied, about the results of using the Website, or its quality, fitness for a particular purpose, usability, accuracy, or any other aspect of the Website or its performance. The user acknowledges that all content and Services on the Website are provided “as is,” including any defects or limitations.

6.2. In the event of any service disruptions beyond our control, or interruptions in the transmission of information through our Services, we assume no responsibility. Nor are we liable for any informational errors, including omissions or inaccuracies, in the Website content.

6.3. Any losses you incur while using the Services on the Website are yours alone. By accepting the Terms of Service, you agree to be indemnified for such losses, including those arising from your voluntary use of third-party services. You also acknowledge that you are solely responsible for any decisions related to your activity on the Website, including reliance on information provided by the Website and its Services.

6.4. You are solely responsible for any damages or losses suffered by you or your agents, whether direct or indirect. To the fullest extent permitted by law, we accept no liability or responsibility for such losses, including, without limitation, loss of income, savings, or personal data arising from your use of the site.

6.5. The Company is not responsible for any technical issues arising from technological failures, including telephone lines, internet service, computers, or any other hardware or software. We are also not responsible for any costs or losses resulting from use of the internet.

7. Services, Content, and Promotions by Third-Party Providers

7.1. While using our Services on our Website, you acknowledge that there may be third-party content, including advertisements and reviews of those platforms.

7.2. We are not responsible for third-party products or services featured on our website, and we do not endorse their quality or guarantee that they are current.

7.3. Before making any decisions, purchases, direct inquiries, or visits involving third-party service providers, we strongly advise users to verify the accuracy of any claims. Any decisions, consents, or purchases you make with these services are solely your responsibility.

8. Links

8.1. Please note that the Website contains our own content and services, as well as advertisements, links, and materials provided by third-party service providers. You are solely responsible for using or accessing any such websites or services, including any losses or damages that may result. This includes the use of products, services, and/or software offered through those websites. Be mindful of this and conduct due diligence before downloading, purchasing, or providing personal data to any third-party website. Similarly, do not rely on their information or claims without independently verifying them.

8.2. Advertisements, images, hyperlinks, or any other promotion or appearance of a third-party website do not constitute an endorsement by the Website or the Company. We do not authorise, endorse, or have any affiliation with any linked websites or any products, information, materials, services, software, or business activities unless explicitly stated.

8.3. We are unable to review, research, or provide an opinion on every third-party advertiser or hyperlink. We also cannot be held responsible for the quality of services offered by these companies. Accordingly, we are not liable for any loss or damage you may incur from using third-party services or websites, including their products, software, information, or any other services. We strongly recommend thoroughly researching any company you plan to work with or share personal data with, especially before making any purchase.

8.4. Always carefully review the policies and terms of use of any third-party websites, including those advertising on our Website, before contacting them or making any purchases.

9. Miscellaneous

9.1. Specific services provided through the Website may be modified, suspended, or discontinued as necessary or appropriate. We reserve this right as part of routine operations, platform enhancements, and similar activities. Any such changes will not be implemented in a manner that harms you, and you will not have grounds to assert claims against us based on these changes.

9.2. The Website’s Terms of Use may be updated at any time. If changes occur, we will notify you as soon as reasonably possible, typically within a few business days. Continued use of the Website after the date-stamped publication of revised Terms of Use will be deemed acceptance of the new terms.

9.3. Any information shared through the website with any other destination, website, third-party service, or organisation does not imply or represent any relationship beyond what is expressly set forth in these terms in writing. By transmitting such information, the user knowingly consents to these terms.

9.4. Any agreement or statement, written or oral, outside the specific provisions of these Terms of Use has no legal effect and is not binding on either party. Only the Terms of Use and the Privacy Policy of the Company and the Website, as amended and accepted, constitute a binding agreement between the user and the Website.

9.5. Any right granted under these Terms that is not exercised, whether by consent, neglect, or inability, will be deemed waived. Exercising a right in whole or in part does not preclude any further exercise of that right or any remedy, which shall remain in force.

9.6. If any provision of these Terms is deemed null and void by a court of competent jurisdiction, it will be removed from these Terms and shall have no further effect. The remaining provisions will continue in full force and effect, excluding the invalidated terms. The surviving provisions will be construed in accordance with the court's ruling, reflecting its interpretation of the intent and meaning without the excluded clause(s).

9.7. These Terms allow the website, including all Services, to be operated and managed by third-party service providers, who may, in such cases, transfer all of their rights and obligations. Users may not transfer their rights or obligations to any third party and remain solely responsible.